Savings Deposit Rates

Only $100 opens any savings account, excluding the Titanium Money Market Savings account which requires an opening deposit of $5,000. Interest rates and Annual Percentage Yields (APY) are subject to change at any time at MidFirst Bank's sole discretion. Checking accounts offer unlimited transactions. Interest is compounded daily and credited to Performance Savings accounts quarterly and to all other accounts monthly. MidFirst uses the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the collected balance in the account each day. Interest begins to accrue no later than the business day MidFirst receives credit for the deposit of non-cash items (for example, checks). Interest begins to accrue on the business day MidFirst receives cash deposits. If you close your account before interest is credited, you will not receive the accrued interest. Please see MidFirst's Fee Schedule for Personal Checking & Savings accounts for additional fee information. Fees may reduce earnings.

Performance Savings and Titanium Money Market Savings accounts permit six (6) free withdrawals per statement cycle.  Transactions limitations apply in accordance with federal regulations, which limit the number of withdrawals or transfers to six per month from any savings or money market account.  Limited transactions include the following: checks, debit card purchase transactions, preauthorized payments to any third party, Wires or fund transfers, Overdraft Protect transfers, online payments and telephone transfers.  Federal regulations also require financial institutions to monitor these transaction types on savings and money market accounts, and convert these accounts to an unlimited transaction account (i.e., checking account) when the number of transactions exceed the limit of six per month.  The following withdrawals or transfers are not limited on a savings or money market account: transactions made in person at a MidFirst banking center, at a MidFirst Bank ATM or sent to a MidFirst Bank by mail.