UCO Central ID Card
The Central ID Card is both your official UCO student ID card, providing access to a range of campus services, and also your MidFirst Bank Visa® debit card. On or off campus, you can use your Central ID Card at ATMs and anywhere you see the Visa® logo. Your Central ID Card is a debit card, not a credit card, and deducts purchases and withdrawals directly from your MidFirst Bank Broncho Checking account.
University Benefits
The Central ID Card is your official UCO student ID and provides you access to a variety of university services and benefits:
- Meal plans
- UCO Wellness Center
- Library privileges
- Academic advising
- UCO athletic events
- Campus activities
- Student financial services
- Key to your resident hall for on-campus living
MidFirst Benefits
The Central ID Card also serves as your MidFirst Bank Visa debit card with direct access to your Broncho Checking account:
- Accepted at Visa® locations worldwide, including the campus bookstore and campus health and parking services
- Use with your Digital Wallet to pay with your mobile or wearable device*
- Protected from unauthorized purchases with Visa's Zero Liability Policy*
- Manage your card with Card Controls available in the MidFirst Bank App
- Receive a Fraud Text Alert to your mobile device if suspicious activity occurs
If your Central ID Card is lost or stolen, contact both MidFirst Bank and UCO immediately. We will assist you in protecting your account from a loss and future fraudulent charges.
Report a lost or stolen Central ID Card to MidFirst Bank:
- Immediately report your lost or stolen Central ID Card by contacting MidFirst Bank at 888.MIDFIRST (888.643.3477)
Report your lost or stolen card to UCO:
- Immediately report your lost or stolen Central ID Card by calling the UCO Card office at 405.974.2727 during business hours
Suspect you are a victim of fraud?
- Call MidFirst Bank immediately at 888.MIDFIRST (888.643.3477)
- More information on what to do if you are a victim
Contact a credit bureau
After speaking with a MidFirst representative, you can contact the three major credit bureaus to place a fraud alert on your credit file. You also can order one free credit report per year from each of the three credit bureaus.
Equifax 800.525.6285
Experian 888.397.3742
TransUnion 800.680.7289
The black stripe at the top is for banking functions such as ATM use and purchases debiting your MidFirst checking account.
The gray stripe at the bottom is for university functions such as meal plans and library services.
- You may only have one Central ID Visa® Debit Card activated at a time
Security features of your debit card
- MidFirst Bank provides continuous fraud monitoring of your card activity and notifies you with Fraud Text Alerts if suspicious activity occurs
- Your debit card is protected from unauthorized purchases with Visa's Zero Liability Policy*
Security tips
- Sign the back of your card immediately
- Deactivate any unused debit cards on your account to minimize fraud risk
- Memorize your PIN and never write it down or disclose it to anyone
- For your protection, there are daily withdrawal and purchase limitations on your card — call 888.MIDFIRST (888.643.3477) for more information
Disclosures
*Zero Liability: Visa's Zero Liability Policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify MidFirst Bank promptly of any unauthorized use. For specific restrictions, limitations and other details, please call 888-MIDFIRST (888.643.3477).