Phishing is an online scam that involves fake emails designed to trick you into providing your personal information. For your saftey, MidFirst Bank will never ask for personal information from an email.
Phishing is a scam that uses fake emails and web sites to trick recipients into giving away their personal information such as credit card numbers, Social Security numbers and online banking user names and passwords. The most common attack is to receive an email appearing to be from a reputable organization with a link that actually takes you to an attacker's web site where your personal information can be recorded.
With identity theft, a thief will use your stolen identity to
obtain credit or take other actions which can harm your
Identity theft victims have had personal information stolen and
used to commit fraud or obtain credit. Thieves will use credit card
numbers, Social Security numbers, addresses or phone numbers to
open a credit card or bank account, allowing for fraudulent
purchases and other criminal activities. For the victim, correcting
the damage can be costly and time consuming.
Viruses are programs that either hide inside other programs or move through email messages to infect your system. To protect your computer from viruses, you should be using anti-virus software. You can buy anti-virus software online or from a computer store. Vendors update their software everyday so make sure your software is set to update automatically. Monitor your anti-virus software to be sure it does not lapse.
Worms run across networks to find vulnerable systems that it will copy itself to and begin scanning from that system, infecting more computers.
Trojans pose as legitimate programs but will actually put your computer and your information at risk.
Spyware is a category of program that gathers information about your patterns, such as web sites you visit, your bookmarks or search phrases you use. Symptoms of Spyware include a change in your home page, an increase in the number of pop-up windows, being directed to search pages you do not normally use or getting search results that do not match your request. Products from the major anti-virus vendors are usually the safest option to detect spyware and they can be configured to update automatically when new capabilities are released.
Bogus Check Scams
Bogus Check Scams
Bogus or fraudulent check scams involve the use of counterfeit
checks to be deposited into your bank account with the intention of
collecting the funds before your bank can determine that the items
Internet based job opportunities with a "signing
The fraudulent hiring company claims to not have a United States
bank account and asks the new employee to deposit the company's
cashier's check or a check from a U.S. based vendor into their
personal checking account. The new employee is then instructed to
keep the "signing bonus" and possibly the first month's wages and
wire the remaining funds to an overseas account. The original check
is not legitimate and the scam is discovered after their bank tries
to collect from the overseas account.
Internet based auction sales
The overseas buyer or winning bidder may send a cashier's check
in excess of the sale amount to cover shipping. The seller is
instructed to wire the remaining funds to an overseas account. In
some cases, the sale is canceled after the payment is deposited but
before the merchandise is shipped, with the buyer asking that a
full refund be wired back.